Having worked on the Floor of the New York Stock Exchange in 79'-80' I acquired an early interest in investing and wealth building. After graduating from Kenyon College, in Ohio, in 1982 I worked for a year in Enfield Conn. with a small insurance office. Then I moved back to a family home on Cape Cod, Massachusetts to sell Real Estate for the balance of the 80's. I moved to California in 1990 and sold a consulting service that assisted companies in minimizing their operating expenses by auditing their utility bills. We saved companies millions of dollars by negotiating lower rates and obtaining refunds from incorrect billings. This colored my perspective when I re-entered Insurance and Financial Services in 2002.

I specialize in assisting new Homeowners and Businesses in protecting their Assets. I believe each client is unique and will implement strategies that are optimal for each clients individual situation.

My office is in Pacifica, my home is in Redwood City, and my District office is in San Jose, so my business takes me, and I have customers, all over the Bay Area, and California! I believe in returning phone calls the same day, and with todays networked office I can assist my clients from anywhere.

Along the way I have earned an MBA from the University of Pheonix and the LUTC designation from the American College.